Legal
Disclosures.
Who we are.
- Legal name
- Family Backed Mortgage, Inc.
- NMLS ID
- 2805546
- Parent company
- Tufa, Inc.
- States
- TX, CO, and FL
Family Backed Mortgage, Inc. is the licensed mortgage subsidiary of Tufa, Inc. License records for NMLS ID #2805546 are available through NMLS Consumer Access.
TODO(counsel): Add the consumer-facing complaint contact path for each licensed state, and confirm whether the parent-company relationship requires its own affiliated-business disclosure in any listed state.
Licensing.
Our license type is not the same in every state, and we are not licensed in every state. Where we can work with you depends on where you are buying.
- Texas, Florida, Colorado
- Licensed as a correspondent mortgage lender.
- California
- Licensed as a broker for first mortgages only. We are not a correspondent lender in California.
- Washington
- Application pending. We are not licensed in Washington and cannot originate loans there.
We are compensated when a loan funds. Nothing on this site is an offer to lend in a state where we are not licensed.
TODO(counsel): Confirm each license type and status against current state filings, and add the state-specific verbatim language some regulators require (Texas in particular). Refresh whenever a license is granted or a state is added, and keep this section aligned with the `NMLS_LICENSED_STATES` env value, which drives both the footer and the intake gate. Washington must move out of “pending” here and into that env list in the same change.
Investments.
FamilyBacked does not offer investments. Housing accounts and fund details are at tufafunds.com. Nothing here is an offer to sell or a solicitation of any security.
TODO(counsel): Confirm this separation statement against the Tufa offering materials, and confirm what affiliation disclosure is required where a FamilyBacked buyer's loan involves a second lien held by an affiliated fund.
No-guarantee disclosure.
Estimates shown anywhere on this site are not credit decisions, pre-qualifications, or pre-approvals.
TODO(counsel): Expand into a fuller disclosure: what the early-range estimate is and isn't, when the user transitions into a regulated credit-decision flow, and how that handoff is documented. Likely cross-references with the privacy notice and terms.
Equal Housing Opportunity.
Family Backed Mortgage, Inc. is committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
TODO(counsel): Confirm the wording matches HUD's recommended Equal Housing Opportunity statement and that the EHO mark placement / size meets the federal display guidelines.
Contact for complaints.
TODO(counsel): Per-state complaint contacts: state regulator name, address, phone, and the consumer's right to file a complaint. Some states (e.g., Texas) require very specific verbatim language.