Legal
Privacy notice.
Counsel review pending
This page is a placeholder. The sections below describe the shape of what will live here; the actual language has not been drafted by counsel yet and is not a binding statement. The real content will be reviewed and published before any production deploy.
Information we collect.
TODO(counsel): Describe the data we collect through the intake flow and the marketing site: identifying information, contact details, financial inputs (income / family contribution estimates), and how each maps to our processing purposes. Reference the actual intake fields once P2 ships.
How we use it.
TODO(counsel): Purposes of processing: producing the early-range estimate, coordinating with a loan officer when the user moves forward, regulatory record-keeping, fraud prevention. State explicitly that we do not use personal data for third-party advertising or behavioral targeting.
TODO(counsel): Include the following factual disclosure in the final notice: we use Vercel Analytics for site traffic measurement. Vercel Analytics does not use cookies and does not track individuals across sites; no cookie banner is required for this reason.
Who we share it with.
TODO(counsel): Categories of recipients: loan officers we work with when the user formally applies, service providers under contract (email delivery, infrastructure, analytics), and required regulatory disclosures. Explicitly: no third-party advertisers.
Gramm-Leach-Bliley Act (GLBA) notice.
TODO(counsel): GLBA-mandated financial privacy notice for mortgage brokers. Standard sections: what nonpublic personal information we collect, what we disclose and to whom, how we protect it, opt-out rights where applicable. Likely needs a separate annual delivery mechanism that this page references.
Contact us.
TODO(counsel): Privacy contact info: dedicated email address, mailing address, and the process for the consumer to exercise their access / correction / deletion rights.